Qualifications for each of IHCDA's homebuyer programs are determined by a combination of income, credit score and debt-to-income ratio. These vary by county. The sales price of the home must be under the federal acquisition limit for your area and, in most areas of the state, you must be a first-time homebuyer unless purchasing in a targeted area, or you are a Qualified Veteran. IHCDA does have programs that do not require you to be a first-time homebuyer. For a complete list of programs and qualification guidelines, please visit: https://www.in.gov/ihcda/homebuyers/programs/