February 14, 2020 00:43 Updated Follow It depends on how it is taxed. If it is permanently affixed and taxed as real estate it is considered homeownership. Related articles Can I rent the property? What criteria must I meet to qualify for your (IHCDA) programs? Are there any assistance programs for individual needing help with utilties? How do you define a first time homebuyer? How do I find a participating lender?