April 27, 2019 05:17 Updated Follow It depends on how it is taxed. If it is permanently affixed and taxed as real estate it is considered homeownership. Related articles Are there any assistance programs for individual needing help with utilties? What criteria must I meet to qualify for your (IHCDA) programs? How do you define a first time homebuyer? Can I rent the property? How do I find a participating lender?