December 03, 2018 06:14 Updated Follow It depends on how it is taxed. If it is permanently affixed and taxed as real estate it is considered homeownership. Related articles Are there any assistance programs for individual needing help with utilties? How do I find a participating lender? What criteria must I meet to qualify for your (IHCDA) programs? Is my building or house historic? How does IHCDA's down payment assistance program work?