January 24, 2023 22:44 Updated Follow The ACA establishes financial penalties on individuals for failure to secure health insurance. The penalty is phased in and can reach an annual amount of $2085 based on your income. Related articles Where can I find out about insurance law in Indiana? What is "affordable" insurance? What are the basic requirements for providing health insurance to my employees? What if I have problems with my marketplace enrollment? Who do I call? Can my employer make me work when it's too hot/cold in my workplace?