No. The purchase of a long term care policy is due to concern over future health care expenses due to a mental or medical condition and the financial cost of that care. A long term care policy gives you the control over those decisions and will help offset the costs involved. In the event, you would have to rely on the government's Medicaid program to cover the costs; a Partnership policy with asset protection would provide financial protection for your assets. For more information, please visit the Indiana LTC Partnership Program Website at www.longtermcareinsurance.in.gov .