No. The cost of a long term care policy is based on your age at time of purchase, the benefits selected, your health status, and the company you select. If all of these factors are identical, there is no difference in price to purchase a Partnership policy. Asset protection is a benefit provided by the State of Indiana at no charge and is not an insurance company benefit. For more information, please visit the Indiana LTC Partnership Program Website at www.longtermcareinsurance.in.gov .