April 22, 2017 12:39 Updated Follow No. The federal tax credits do not change the cost of health insurance. These credits mean that U.S. taxpayers are helping pay for the insurance through the federal government. Related articles Does a Partnership policy cost more than a traditional long term care policy? How much asset protection will my Indiana Partnership policy provide? How do I know if I have a Partnership policy? How did the State calculate the 70-100 percent increase in individual insurance costs attributable to ACA requirements in 2014? Are gambling winnings taxable?