July 15, 2022 15:13 Updated Follow No. The federal tax credits do not change the cost of health insurance. These credits mean that U.S. taxpayers are helping pay for the insurance through the federal government. Related articles When can I enroll for coverage for 2016? Is the State comfortable with the assumptions made by the insurance companies in their rates filings? How can I submit my MER and MEC to the BMV? What factors caused the increase costs? I'm not sure how much I'll earn in 2016. Should I put a low amount so I pay less of my premium?