August 11, 2019 20:32 Updated Follow No. The federal tax credits do not change the cost of health insurance. These credits mean that U.S. taxpayers are helping pay for the insurance through the federal government. Related articles What are the qualifications to become an Indiana Conservation Officer? Where can I find out about insurance law in Indiana? I have a marketplace plan and was not eligible for a premium tax credit last year, but I lost my job. I am now within the limits for eligibility. How do I get a premium tax credit?