December 27, 2019 00:57 Updated Follow If you do not have insurance to cover your disaster related damages, an inspection is required to process your application. An inspector will contact you to make an appointment to visit you in the damaged property. http://www.disasterassistance.gov Related articles What is the Individual Assistance registration process? What is a state inspection? What is a "place of public assembly"? What criteria must I meet to qualify for your (IHCDA) programs? How do I access my FEMA Individual Assistance registration online after I apply?