December 11, 2020 16:25 Updated Follow The Indiana Department of Insurance approved a 0.7 percent average cost increase for individual health insurance in 2016. Related articles What is asset protection? What if choose not to have insurance? How did the Department of Insurance come up with the 0-1 percent average premium increase for Indiana individual rates for 2016? When do I enroll in Medicare? How does someone choose a health plan and a health care provider?