March 30, 2020 23:17 Updated Follow A grant from the Individual and Households Program does not have to be repaid. Loans from the Small Business Administration (SBA) must be repaid. http://www.disasterassistance.gov Related articles What grants are available for starting a new business? I need assistance in starting a small business, can the ICW help? If I decide not to sell, will you take my land? What criteria must I meet to qualify for your (IHCDA) programs? Doesn't my homeowner's insurance policy cover flooding?