March 30, 2017 17:55 Updated Follow A grant from the Individual and Households Program does not have to be repaid. Loans from the Small Business Administration (SBA) must be repaid. http://www.disasterassistance.gov Related articles Who do you contact regarding Natural Disaster in Indiana? Where can I have my immediate needs met? Are there any assistance programs for individual needing help with utilties? What is the difference between initial status and submitted status for a Grant Application submission?