March 30, 2020 23:17 Updated Follow A grant from the Individual and Households Program does not have to be repaid. Loans from the Small Business Administration (SBA) must be repaid. http://www.disasterassistance.gov Related articles If I decide not to sell, will you take my land? Doesn't my homeowner's insurance policy cover flooding? How do you find your state number? Does ownership of a mobile or manufactured home constitute homeownership? What grants are available for starting a new business?