Two years from the effective date inside Q1CY24. Additional endpoints added during the 24 month contract will be active to the end of the original the two year timeframe. Example, the initial contract term is 2/1/24 through 1/31/26. If a participant joins the contract 6 months after the start, they will have 18 months of coverage on the original contract. The purpose of this method is to support a single renewal period for the contract while allowing for growth over the initial contract term.